Jan Pabellon
Jan is the CPO of Smile API

What is Credit Scoring and How can it be Improved?

Insights, Published April 3, 2024
What is Credit Scoring and How can it be improved?
BPO employee looking at the screen

Why digital pre-employment screening is Critical for BPOs

Insights, Published March 8, 2024
Digital pre-employment screening can help them build a strong and successful workforce
credit scoring

Top 5 Alternatives to Traditional Credit Scoring Models

Insights, Published March 1, 2024

A Guide to Automated Loan Underwriting for Philippine Lenders

Insights, Published February 19, 2024

Unlocking Hidden Insights: Alternative Data in Loan Decisions

Insights, Published February 12, 2024
Using Alternative Data for Credit Underwriting and Decision Making

Navigating Data Privacy in Credit Underwriting

Insights, Published January 30, 2024
Guarding consumer privacy in the era of alternative credit data

Smile API: Bridging Philippine Digital Banks' Loan Challenges

Insights, Published January 18, 2024
The surge of digital banks in the Philippines aimed at boosting financial inclusion is now met with challenges in loan collections, as indicated by BSP Governor Eli Remolona Jr. In this post, we delve into the obstacles faced by Philippine digital banks and how Smile API offers a transformative remedy.

Leveraging Real-Time Income and Employment Data for Lending

Insights, Published August 5, 2023
Smile's Ability to Share Accurate Employment and Income Information of Borrowers is Transforming Credit Risk Assessment and Lending Processes

Enhancing Efficiency and Accuracy: Smile's New OCR Feature Revolutionizes Income Document Scanning

Product Updates, Published July 29, 2023
By automating the extraction and validation of income information, Smile empowers businesses to make better credit decisions, hire faster and more effectively, and streamline processes that rely on accurate income data.

Revolutionize User Experience with Smile API's Sample Apps: Inspiring Developers to Build Better Solutions

Product Updates, Published July 29, 2023
Smile API's Sample Apps serves to inspire developers looking to leverage open data and create innovative solutions. By building on Smile's API, developers can unlock vast potential to enhance user experiences, improve developer efficiency, and drive better customer service.

Smile API Expands Data Sources

Product Updates, Published July 28, 2023
Unlocking New Use Cases for Employment and Credentials Validation

A bad hire can be costly for your business!

Insights, Published April 18, 2023
In today's highly competitive and fast-paced business environment, hiring the right talent is crucial for success. A bad hire can have disastrous consequences, both financially and operationally, for organizations of all sizes.