Jan Pabellon
Jan is the CPO of Smile API

Leveraging Real-Time Income and Employment Data for Lending

Insights, Published August 5, 2023
Smile's Ability to Share Accurate Employment and Income Information of Borrowers is Transforming Credit Risk Assessment and Lending Processes

Enhancing Efficiency and Accuracy: Smile's New OCR Feature Revolutionizes Income Document Scanning

Product Updates, Published July 29, 2023
By automating the extraction and validation of income information, Smile empowers businesses to make better credit decisions, hire faster and more effectively, and streamline processes that rely on accurate income data.

Revolutionize User Experience with Smile API's Sample Apps: Inspiring Developers to Build Better Solutions

Product Updates, Published July 29, 2023
Smile API's Sample Apps serves to inspire developers looking to leverage open data and create innovative solutions. By building on Smile's API, developers can unlock vast potential to enhance user experiences, improve developer efficiency, and drive better customer service.

Smile API Expands Data Sources

Product Updates, Published July 28, 2023
Unlocking New Use Cases for Employment and Credentials Validation

A bad hire can be costly for your business!

Insights, Published April 18, 2023
In today's highly competitive and fast-paced business environment, hiring the right talent is crucial for success. A bad hire can have disastrous consequences, both financially and operationally, for organizations of all sizes.

Why API-based employment verification is a must-have for modern HR departments

Insights, Published April 3, 2023
API-based employment verification is a must-have for modern HR departments. With the increasing complexity of employment regulations and the risk of bad hires, companies need a more accurate and efficient way to verify employment history.

Best Practices in Lending

Insights, Published December 9, 2022
When it comes to lending, there are several best practices that can help ensure a smooth and successful transaction. These include thoroughly evaluating the creditworthiness of potential borrowers, clearly communicating loan terms and conditions, and properly managing and overseeing the loan to minimize the risk of default. By following some of these best practices, you can ensure that your organization is not only compliant with lending regulations, but also that you are making sound financial decisions.

How APIs Enable Financial Inclusion

Insights, Published December 2, 2022
APIs are changing the way people interact with the world around them. APIs are one of the driving forces behind what is known as "open banking" or "open finance", a movement to make financial data more accessible so that people can make better-informed decisions about their money.

Product Update: Q2 2022

Product Updates, Published August 16, 2022
We’re excited to announce a set of enhancements and new features for our product in Q2 2022. Highlights include: more data sources, including all of the Philippines' social insurance platforms such as SSS, GSIS, Philhealth and Pag-IBIG, additional data points to the API, such as contributions, support for automatic event notifications via Webhooks, and many more!

What is Embedded Finance and How Will it Revolutionize Financial Services in the Philippines?

Insights, Published May 12, 2022
One of the biggest benefits of embedded finance is that it can help businesses expand their reach and reduce costs. This is particularly important in countries like the Philippines, which are struggling with high levels of poverty and inequality.

5 Reasons for Using Third-party APIs in Your Fintech Application

Insights, Published May 12, 2022
API stands for "Application Programming Interface." It's a set of tools and protocols that allow different programs to communicate with each other. APIs can provide access to a company's data, systems, and processes, making it easier for companies to extend their reach and interact with their customers and partners.

Product Update: Q1 2022

Product Updates, Published March 23, 2022
In this latest round of product enhancements this quarter, we are excited to announce that we have made great progress in providing you: greater worker coverage, greater data coverage, tools to more easily test the product, means to make it easier for your users to share their data with you.